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Clients often ask whether their cat (who “never goes outside”) really needs pet insurance. Today we will address that question.
Outdoor cats are more likely than indoor-only cats to be injured and exposed to a variety of possible toxins, bite wounds and infectious agents. However, indoor cats get sick too and may experience injury if they happen to escape to the unfamiliar outdoors. Even indoor cats can develop a variety of problems including bladder stones, urinary infections, diabetes, and kidney problems. These can all be expensive to treat and get worse if not treated as soon as possible.
All cats can get sick. It's just a fact of life. If you cannot afford an unexpected expense if your pet were to become ill, then it is a very good idea for your indoor cat to have pet insurance.
So do I recommend pet insurance for cats that don't go outside?
If you do not have the savings to cover unexpected vet bills , the answer is yes. Even though their risk of bite wounds and injuries is smaller than that of an outdoor cat, you want to be able to provide the best care possible should the unexpected happen.
I hope this answers your questions about whether indoor-only cats need pet insurance.
The best pet insurance offers coverage that's broad enough for whatever care your pet needs and with enough options to get the perfect coverage for you and your pet.
As one of the first pet insurance providers in the U.S., PetPartners has been offering affordable, comprehensive pet health insurance to dogs and cats in all 50 states since 2002. Trusted as the exclusive pet insurance provider for the American Kennel Club and the Cat Fanciers' Association, PetPartners highly customizable options allow pet owners to create a plan that fits their individual needs and budget - so you're not paying for added coverage you don't necessarily need or want. Visit www.PetPartners.com today to see if pet insurance is right for you and your family.”)